General terms and conditions for using the site
Terms of Use
This is the official website of xArt Consult Ltd – Insurance Broker.
The website and its content are published for your convenience and for informational purposes.
The website provides legal information and information about main types of insurance (personal, small business, corporate).
Services
1) Market research and obtaining offers from insurers.
2) Actions to issue documents and service the contract after an offer is accepted.
3) Assistance with insured events and claim handling.
4) Opinions and assistance on questions within our authority.
Remuneration
Our remuneration is paid by insurers as part of the premiums. You do not owe remuneration for using this website, for market research where no contract is concluded, or for answers to questions.
Content and liability
Information on the website is for informational purposes and does not constitute legal advice.
Any damages resulting from actions taken solely on the basis of information on the website are borne by the persons taking such actions.
We are not responsible for third‑party content linked from the website.
Distance financial services
We do not provide online price/terms comparisons. Pre‑contractual information is provided at a distance and contractual documents are determined by the insurer.
Copyright
Website content and design are protected by copyright.
Personal data
See the Privacy Notice and Cookie Policy.
By visiting the website, we consider that you accept these terms.